PRE-SALE

Customized quotations based on your clients’ financial needs and specific circumstances.

We demonstrate our knowledge by:

• Identifying your clients’ needs and devising a solution
• Determining the most appropriate carrier and product
• Accessing the most accurate rate class
• Helping you succeed in increasing your placement ratio and persistency

CASE MANAGEMENT

Assigned a dedicated case manager to assist you throughout the new business process.

We demonstrate our efficiency by:

• Thoroughly reviewing all applications prior to Home Office submission
• Ordering all underwriting requirements, including exams, medical records, MVRs, and inspection reports
• E-submitting or sending all cases via Next Day Air to the Home Office
• Providing real time status
• Issuing and assembling all policies in-house, when available

UNDERWRITING

Providing proficiency in all aspects of underwriting and carrier niches.

We demonstrate our expertise by:

• Preliminary underwriting all cases in house
• Skillfully assessing your clients, domestic and international, both medically and financially
• Conducting in depth evaluations of medical records and history to include avocations, if any
• Negotiating best offer between carriers to ensure your client obtains the most competitive policy available

POLICYHOLDER SERVICE

Providing continued support long after the policy is placed in-force.

We demonstrate our commitment by:

• Facilitating any and all policyholder service changes and transactions
• Obtaining in-force ledgers
• Offering annual policy reviews
• Assisting you and your clients in the claims process

OUR PORTFOLIO

We pride ourselves on being your one-stop Full Service Brokerage Agency.

We demonstrate our diversification by offering:

• Universal Life
• Indexed Universal Life
• Whole Life
• Survivorship UL & IUL
• Term Life
• Return of Premium Term
• Disability Income
• Long Term Care
• Living Benifits
• Guaranteed Issue Life
• Simplified Issue Life
• Annuities
• Life Settlements
• International Health Insurance
• Travel Insurance
• Short Term Medical
• Final Expense
• Group Life, Health, & Disability
• Medicare Supplement